News Paper Articels of Rajiv Aarogyasri Health Insurance Scheme

Rajiv Aarogyasri Scheme news paper article in Sakshi on 21-10-08

Rajiv Aarogyasri Scheme news paper article in Sakshi on 21-10-08

Over 50 per cent beds for Arogyasri at Mahaveer Hospital

HYDERABAD:

Over half of the beds at Mahaveer Hospital, Masab Tank will now be reserved exclusively for the beneficiaries of Arogyasri scheme.

The beds set up in new Arogyasri wards were inaugurated by Chief Minister Dr. Y.S. Rajasekhara Reddy on Sunday. The hospital, which has a past record of working closely with health authorities in extending free tuberculosis treatment to scores of patients, will now be using 50 per cent of its capacity for patients covered under the universal health scheme. Lauding its efforts, Dr. Reddy assured Government’s support to the hospital’s future endeavours.

“There are nearly 30,000 beds in private hospitals out of which about 8,000 beds are occupied by beneficiaries of the insurance scheme. That’s a huge figure because till recently affording such a costly medicare was a dream for the poor,” pointed out Dr. Reddy. Arogyasri scheme has become the best example of a successful public-private partnership in the country. “Even at KIMS hospital, which has bed strength of 250, almost 100 beds are now being used by Arogyasri patients,” the Chief Minister said. Highlighting the history of the hospital, which was set up in 1978, Chairman of Bhagwan Mahaveer Memorial Trust Shantilal Daga, which runs the hospital, requested Chief Minister to hasten the process of renewing the lease license of the land on which the hospital is located.

“Given the track record of the hospital, we request authorities either to permanently give the land to the trust or quickly renew the lease license of the land for another 30 years,” Mr. Daga requested.

Later on, Chief Minister assured Government’s support to renew the lease license of the hospital.

 

 

 

 

 

Rajiv Aarogyasri scheme news paper article in Sakshi on 20-10-08

 

Rajiv Aarogyasri scheme news paper article in Sakshi on 20-10-08

 

Rajiv Aarogyasri scheme news paper article in Sakshi on 20-10-08

 

 

 

Arogyasri has transformed health sector, says YSR

World-class operation theatres opened at Gandhi Hospital

Scheme helped State hospitals leverage funds for development

Success of Gandhi Hospital should be a case study for others, says YSR

HYDERABAD:

The Rajiv Arogyasri scheme has acted as a catalyst to stimulate government hospitals from slumber and has become a change agent, transforming health sector in the State, according to Chief Minister Y. S. Rajasekhara Reddy.

Dr. Reddy was speaking at a function after inaugurating three world-class operation theatres for cardio-thoracic surgery at Gandhi hospital.

The Chief Minister, who was in an expansive mood, spoke at length about the deep-rooted problems of infrastructure and fund crunch at government hospitals before the universal insurance scheme was introduced. “Could anyone have imagined that Gandhi Hospital can ever be able to conduct nine high-end cardiac surgeries in a day? Just imagine what more can be done in years to come,” he said.

Dr. Reddy said the introduction of health insurance scheme helped government hospitals to leverage funds for infrastructure development. “The success of Gandhi Hospital in implementing Arogyasri scheme should be a case study for others in the health sector,” he said.

1,000 heart surgeries

The hospital now was capable of taking up over 1,000 heart surgeries in a year, thanks to the newly commissioned hi-tech operation theatres. “The fact that Gandhi Hospital has used a part of the money raised from Arogyasri scheme to fund infrastructure is very heartening,” Dr. Reddy said.

The Chief Minister brushed aside rumours that the hospital would be made semi-autonomous. “We accorded such status to hospitals in districts where we were facing shortage of doctors. We are starting 10 dialysis centres in various parts of the State and Gandhi Hospital is one among them,” he informed.

Nursing school

On the request of the hospital authorities, Dr. Reddy approved to set up a nursing college on the hospital premises. “We are ready to construct hostels for junior doctors and staff quarters. I just want the doctors of this hospital to rededicate themselves and keep up the good work,” he said.

The meeting was attended by Minister for Medical Education and Health Insurance Galla Aruna Kumari, Secunderabad MP Anjan Kumar Yadav, Minister for BC Welfare M. Mukesh Goud and top officials from the Health Department.

Rajiv Aarogyasri News Paper Articel on 28-09-08

Rajiv Aarogyasri News Paper Articel on 28-09-08

Rajiv Aarogyasri News Paper Articel on 29-09-08

Rajiv Aarogyasri News Paper Articel on 29-09-08

Rajiv Aarogyasri News Paper Articel on 29-09-08

Rajiv Aarogyasri News Paper Articel on 29-09-08

Rajiv Aarogyasri News Paper Articel on 29-09-08

Rajiv Aarogyasri News Paper Articel on 30-09-08

Rajiv Aarogyasri News Paper Articel on 02-10-08

Rajiv Aarogyasri News Paper Articel on 03-10-08

Rajiv Aarogyasri News Paper Articel on 03-10-08

Rajiv Aarogyasri News Paper Articel on 07-10-08

Rajiv Aarogyasri News Paper Articel on 07-10-08

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Health insurance scheme falls flat

Rajiv Giri Bala Raksha scheme in cold storage

Under the scheme insurance companies provide accidental insurance

Many private hospitals empanelled by insurance firms not open to the scheme

SANGAREDDY:

Have you ever heard about ‘Rajiv Giri Bala Raksha’ scheme launched at the end of 2006? This is one of the several schemes launched by the State government two years back and the most unused, at least in Medak district.

The scheme was aimed at providing health insurance to tribal students studying at Ashram Schools, tribal welfare hostels, gurukul schools and colleges, mini gurukul vidyalayas and Kasturba Gandhi Girl schools.

The basic features of the scheme were that the Tribal Welfare Department would pay Rs. 20 per each student to the insurance company and in turn the insurance company would provide health insurance to the tune of Rs. 5,000 per each student in addition to accidental insurance. In the case of accidental death of a student, the company would pay Rs. 15,000 to the parents or guardian of the deceased student.

The company will also offer a transport expenditure of Rs. 500 (maximum) to shift the student to any hospital.

Though the scheme is offering many facilities, so far only two cases were referred to the insurance company for reimbursement of expenditure incurred to treat the students.

Plea to Collector

While wardens at the hostels are facing the problem of non responsiveness from the private hospitals empanelled by the insurance company, none of them know that the company would reimburse the amount even if any student was treated at another hospital, in the case of emergency. “There are instances where the doctors rejected to take up the cases and at least in one instance we are forced to shift a student from one hospital to another hospital due to the same reason,” said an official of the department on condition of anonymity.

They wish the intervention at the level of district Collector to convince the private hospitals to treat the tribal students in time, when required.

Not a single case

There are at least another four districts in the State where not even a single case was referred to the insurance company, the official added.

Many of the times the wardens taking pains to shift the suffering students to government hospitals instead of getting them treated in private hospitals.

The scheme was aimed at providing health insurance to tribal students.

Videos of Rajiv Aarogyasri Health Insurance Scheme










Photos of Rajiv Aarogyasri Health Insurance Scheme

Rajiv Aarogyasri

 

Rajiv Arogyasri Emergency Call 108

 

 

 

 

C.M. checking the baby in Mega Health Camp at A.U.Grounds Vizag

 

 

 

 

 

Rajiv AarogyaSri with Indian Doctors at Villages

 

Rajiv Aarogyasri in ICU

 

Polio drops in Rajiv Aarogyasri

 

Health Insurance

Details of Rajiv Arogyasri Health Insurance Scheme

Details of Rajiv Arogyasri Health Insurance Scheme

    

Aim:

This is an innovative scheme implemented for the first time in the country. The aim is to ensure health care of the poor, through insurance. The scheme also aims at providing health care to 90 percent of the state population, ultimately.

Scope:

All the poor, having white ration cards are eligible for benefit under the scheme.

Allocation of Funds:

This is a state government scheme. Under it, hospital bills of the insured persons would be paid by the insurance companies. The premium for the insurance policy would be paid by the government.

If people are to contribute, the details:

People need not have to pay anything under the scheme.

Eligibility:

All those having white ration cards are eligible for help under the scheme.

Free medical and surgical aid to children with congenital heart problems:

The state government has also taken up a massive scheme of helping children of the poor, who were born with congenital heart problems to undergo medical of surgical treatment. The entire expenditure incurred for the treatment in expensive corporate hospitals is borne by the government.

FAQ of Rajiv Aarogyasri Health Insurance Scheme

FAQ of Rajiv Aarogyasri Health Insurance Scheme

 

 

1.) What is RAJIV AAROGYASRI community Health Insurance Scheme?

A)      RAJIV AAROGYASRI community Health Insurance Scheme is a family insurance scheme to cover all Below Poverty Line Families (All White card Holders) of Anantapur, Mahaboob Nagar, Srikakulam, Chittoor, Ranga Reddy, East Godavari, West Godavari and Nalgonda districts against cost of major surgical problems in Heart, Kidney, Brain, Cancer and surgical treatment of Burns and Poly Trauma. (Except cases covered under Motor Vehicles Act).

2.) Who are eligible for scheme?

A)      All BPL ration Card (White, Annapoorna and Anthyodaya Anna Yojana) holders of the Anantapur, Mahaboob Nagar and Srikakulam districts are eligible for the scheme. All the members whose photograph / name appear on the card are eligible.

3.) Should I pay any premium?

A)      No, Government will pay the entire premium for you.

4.) What are the benefits?

A)      If any of the family members require surgeries in heart, Kidney, Brain, Cancer and surgical treatment of Burns and Poly trauma (except cases covered under Motor Vehicles Act), the entire cost of such surgeries are covered under the scheme. The patient will be operated without having to pay any money to the hospital. The insurance cover per family is up to Rs.1.50 lakhs. A buffer of additional Rs. 0.50 Lakhs is earmarked for deserving cases on an individual basis.

5.) Which Operations can be done under the scheme?

A)      All major surgeries involving heart, Kidney, Brain, Cancer and surgical treatment of burns and Poly trauma (Except cases covered under motor Vehicles Act) are covered under the scheme. A detailed list is given hereunder.

6.) Where can I get the surgeries done?

A)      The surgeries can be done in all NETWORK HOSPITALS. Those hospitals which have agreed to give good facilities to the insured have been included in the list. These include both private and Government hospitals. A detail list is given hereunder. Efforts are being made to include more hospitals in the list. The Aarogya Mithras will help you to know the latest additions.

7.) Should I pay any amount to the hospital?

A)      NO, you don’t need to pay anything o the hospital. The entire process is cashless. If the ailment falls within the coverage of the scheme the entire hospital services are free.

8.) Will I be taken care properly at these hospitals?

A)      YES, all the Network Hospitals will provide separate counters for reception / registration and admission for you. They will also provide preferential dates for your surgery/therapy.

9.) Who will assist me at all levels?

A)      YES, all the Network Hospitals will provide separate counters for reception / registration and admission for you. They will also provide preferential dates for your surgery/therapy.

10.) How do I know that I am suffering for these diseases?

A)      A List of common symptoms is given hereunder. You may also approach your nearest PHC doctor/other Government hospital for preliminary testing to know whether you are suffering from the diseases. You are suffering from the diseases. You may also directly approach the network hospitals. You can also seek guidance of your AAROGYA MITHRA in this regard.

11.) How to get enrolled in the scheme?

A)      Your white ration card enables your automatic enrollment into the scheme. You need not enroll separately.

12.) Should I need to have a separate card for Insurance?

A)      No, your white card is treated as insurance card.

13.) What is Aarogyasri Health Care Trust?

A)      It is the TRUST setup by the Government of Andhra Pradesh to implement, monitor and supervise the insurance scheme.

14.) Whom should I contact to know more about the scheme?

A)      You can contact AAROGYA MITHRA in your PHC to know more about the scheme.

15.) What should I do in case of emergency?

A)      You can directly approach the network hospital and get admitted for treatment. The AAROGYA MITHRA’S in the network hospitals will help you.

16.) Whom should I contact for registering my grievances?

A)      You can contact nearest AAROGYA MITHRA. If the problem is not solved you can contact the district Collector who is the chairman of the Grievance Redressal Committee at the district level. You can also contact Aarogyasri Health Care Trust in this regard. The grievances can also be registered through the Toll free number 1800-425-7788.

About Rajiv Aarogyasri Health Care Trust

About Rajiv Aarogyasri Health Care Trust

 

Rural population of state, majority of whom are farmers, are not having access to advanced medical treatments and are silent sufferers of ill health. This is truer in case of diseases related to heart, kidney, brain, cancer and injuries due to domestic accidents and burns. While the Government is in the process of adequately strengthening the health institutions for basic health care, lack of specialist doctors and equipments for treatment of serious diseases has created a wide gap between the disease load and the capacity of the Government hospitals to serve the poor. These facilities though available in corporate sector are catering mainly to the affordable sections of society and are beyond the reach of poor families living in villages. Because of this gap poor patients are constrained to go to private hospitals for treatment and in the process incur huge debts leading to sale of properties and assets or are, sometimes, left eventually to die.

Keeping above scenario in the mind, the government in an effort to assist the Below Poverty Line families (BPL) has decided to introduce health insurance for treating the dreaded diseases. In order to facilitate the effective implementation of the scheme, the Government has set up AAROGYASRI HEALTH CARE TRUST under the chairmanship of Hon’ble Chief Minister. The trust in consultation with the specialists in the field of insurance and medical professionals has devised a tailor made insurance scheme – The Rajiv Aarogyasri Community Health Insurance Scheme. The Star Health and Allied Insurance Co. Ltd, has been selected through a competitive bidding process to implement the scheme on Phase II w.e.f. 05/12/2007, in the three most backward districts of Andhra Pradesh viz.., West Godavari,East Godavari, Chitoor, Rangareddy and Nalgonda. Government has also decided to pay entire premium for this year.

Rajiv Aarogyasri Community Health Insurance Scheme (Aarogyasri I)

Rajiv Aarogyasri Community Health Insurance Scheme

(Aarogyasri I)

 

Aarogyasri I am a unique Community Health Insurance Scheme being implemented in Andhra Pradesh from 1st April, 2007. The scheme provides financial protection to families living below poverty line up to Rs. 2 lakhs in a year for the treatment of serious ailments requiring hospitalization and surgery. 330 procedures are covered under the scheme. The scheme is being implemented through Insurance Company, selected through a competitive bidding process. The objective of the scheme is to improve access of BPL families to quality medical care for treatment of identified diseases involving hospitalization, surgeries and therapies through an identified network of health care providers. The scheme provides coverage for the systems like Heart, Lung, Liver, Pancreas, Renal diseases, Neuro-Surgery, Pediatric Congenital Malformations, Burns, Post -Burn Contracture Surgeries for Functional Improvement, Prostheses (Artificial limbs), Cancer treatment (Surgery, Chemo Therapy, Radio Therapy), Polytrauma (including cases covered under MV Act) and Cochlear Implant Surgery with Auditory-Verbal Therapy for Children below 6 years (costs reimbursed by the Trust on case to case basis). All the preexisting cases of the above mentioned diseases are covered under the scheme.

The beneficiaries of the scheme are the members of below poverty line (BPL) families as enumerated and photographed on the Rajiv Aarogyasri Health Card / BPL Ration Card. The benefit on family is on floater basis i.e. the total reimbursement of Rs.1.50 lakhs can be availed of individually or collectively by members of the family. An additional sum of Rs 50,000 is provided as buffer to take cares of expenses if it exceeds the original sum i.e. Rs 1.50 lakhs per Individual / family. Cost for cochlear Implant Surgery with Auditory Verbal Therapy is reimbursed by the Trust up to a maximum of Rs.6.50 lakhs for each case.

The transaction is cashless for covered procedures. BPL beneficiary can go to hospital and come out without making any payment to the hospital for the procedures covered under the scheme. The same is the case for diagnostics if eventually the patient does not end up in doing the surgery or therapy. Hospitals have to conduct at least one free medical camp in a month, there by taking advanced evaluation to the doorstep of patient. All the Primary Health Centers (PHCs) which are the first contact point, Area / District Hospitals and Network Hospitals, are provided with Help Desks manned by AAROGYA MITHRAs to facilitate the illiterate patients. The Aarogyamithras were selected by the Mandal Samakhyas under Indira Kranti Patham (Self Help Group Movement).